Callaghans

http://www.callaghans.com.au/callaghans-m ovie-night-2018/

Help us make a difference! This year Callaghans are participating in Steptember to raise funds for children and adults living with cerebral palsy. All donations of $2 or more are tax deductible. If you'd like to make a donation, please follow the link below.

What is Lenders Mortgage Insurance? Lenders Mortgage Insurance is a premium payment made by a borrower to the lenders insurer to insure a home loan. If a borrower defaults on their repayments and the bank is forced to sell the property, LMI would cover the lender if there is a shortfall in the amount owing on the loan and the amount the property is sold for.
It is important to understand that LMI insures the lender, not the borrower. LMI can be a great option to help first home buyers enter the market if the 20% deposit is a barrier to purchasing a home. LMI is applied to home loans if the value being borrowed is greater than 80% of the property value. The premium for LMI can be paid as a lump sum at the beginning of the loan or it can be capitalised on the loan and repaid over the loan term.

Fixed vs Variable Rate Loans
For more information please contact our lending team on 02 6256 6000 or tegan.snaidero@callaghans.com.au
http://www.callaghans.com.au/fixed-vs-var iable-rate-loans/

Interested in purchasing a new car, truck, plant & equipment? http://www.callaghans.com.au/interest-rat es-as-low-as-3-99/

Private Health Insurance premiums will increase this Sunday as a result of a couple of factors. Every year on 1 April the government rebate amounts reduce and the health funds also increase their premiums.
For details on average premium increases see http://health.gov.au/…/…/privatehealt h-average-premium-round .
... You can save on your premium costs by paying your premium in advance (up to 1 year) by 31 March 2018.
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The Callaghans Team showing their support at the Meyer Vandenberg trivia night for The Fly Program http://flyprogram.org.au/.

Callaghans will be participating in Harmony Day this Wednesday 21st March 2018!
http://www.callaghans.com.au/harmony-day- 2018/

Callaghans is exhibiting at the 2018 Seniors Week Expo today at Exhibition Park! Come say hi if you are around.
More info: http://www.callaghans.com.au/…/aged-car e-cost-finance-advi…/

Thank you to everyone who helped us to make the 2018 Michael Williams Memorial Golf Day a huge success.
We are proud to announce that we raised $5,000 from the day and had a generous donation from Count of $10,000 bringing the grand total to $15,000. All proceeds will go to Bowel Cancer Australia.
We look forward to seeing you throughout the year at the Callaghans offices for all your tax and financial planning needs.
... We will continue to support this cause and will be in touch when our next event is approaching.
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If you were interested in attending our golf day but missed the RSVP deadline then you are in luck! We still have some spots available so let us know if you would like to attend.

The Michael Williams Memorial Golf Day is just over a month away. Don't forget to register for a fun day on the green!

Callaghans is working towards creating a healthier workplace and today we received our Certificate of Recognition from ACT Government!

Last chance to secure your spot for an afternoon of racing and fun! The Michael Williams Charity Race Day will be held this Sunday 19 November. http://www.callaghans.com.au/callaghans-m ichael-williams-c…/

Why not buy yourself a Christmas present!
Talk to our helpful Lending Team today.
Pre-Approval finance in 24 hours.
... Visit us at: http://www.callaghans.com.au/service/asse t-finance/
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