Afmb
Tuesday: 09:00 - 17:00
Wednesday: 09:00 - 17:00
Thursday: 09:00 - 17:00
Friday: 09:00 - 17:00
Saturday: -
Sunday: -
About Afmb
New Home Loan - Refinance - Debt Consolidation - Renovations Loans? AFMB can help you save time and money. Call us on 1300 002 362 or www. afmb.com. au
Afmb Description
AFMB are your national mortgage broker that specialises in three aspects. Residential financing, commercial lending, and also debt consolidation. AFMB provides you with expert mortgage advice for mortgage purchase and mortgage refinancing and we tailor it to your needs. We explore all avenues to provide you with the finance you need. Based in Parramatta and in the Sydney Central Business District, we are always here to help you get the right mortgage loan.
Our Approach
We recognise everyone as an individual with their own individual circumstances and we know one size doesn’t fit all. We all have dreams from home ownership to expanding a business, and we want to help you achieve these. In fact, that’s what gets us out of bed in the morning, knowing we are helping you to reach your goals.
AFMB aim is to get to know our clients rather than you just being a number or a file, and that’s why we believe we offer a far superior personalised service to you as our client. Bankers come and go, but a good mortgage and finance broker stays.
Having the ability to have different lenders on my panel allows AFMB to have multiple solutions. We know your circumstances change, so make it a priority that we sit down you every year to do a health check on your financial situation and to see if there are any ways we can further help you.
AFMB value our relationships with our customers and we strive to achieve their financial goals.
As a mortgage broker, AFMB work with a network of over 30 lenders who all offer a wide range of products that we can tap into. Once we have got to know you better, with our extensive product knowledge we can recommend a product that will best work for you. With everyone being so time poor, we can save you hours of research. AFMB are a boutique broking company who are here to help you find the right financial product to suit your specific needs.
There are many financial institutions offering a wide range of products from home loans to refinancing to business loans, but very few of us understand all they offer or have the time to research the best product for your individual needs. The downside of this is you may finish up paying a lot more than you need to and may miss out on many benefits.
With over 10 years of experience working within banks, credit unions and a mutual society, AFMB’s founder RJ Suarez has a wealth of knowledge to help you find the right product for your circumstances. Often it’s not about the product with the lowest interest rate; it’s about reviewing what your needs and goals are and finding a product.
As a business our aim is to get to know our clients rather than you just being a number or a file, and that’s why we believe we offer a far superior personalised service to you as our client.
We know your circumstances change, so make it a priority that we sit down you every year to do a health check on your financial situation and to see if there are any ways we can further help you.
We will never recommend products that will overstretch you financially. If you ever feel uncomfortable we listen to your concerns and work with you to alleviate any fears so we can move forward together. Ultimately the process is about you, your needs, and your dreams. We will hold your hand through the process.
Reviews
TIME TO GET LOST IN YOUR OWN BACK YARD. With over 421.8 hectares or 1,042.3 acres, You will always have things to do.
If you are looking to move out of the city to live in the country. This place will make you feel like you own your own small country.
Housing market cooling, Low interest rates, might be time to buy now. Get Preapproved today AFMB - 1300 002 362Housing market cooling, Low interest rates, might be time to buy now. Get Preapproved today AFMB - 1300 002 362
Looking to grow your business and needing extra cash? We can help when the banks says no. Approval within 24 hours
Not all banks are monsters trying to take your money. They do care
Time to review your loan commitments, Time to review your loans
AFMB Tips on how to reduce your home loan faster
1. Skip the honeymoon
Beware of lenders bearing gifts. Introductory or honeymoon rates have long been an important marketing tool for lenders. You are initially offered a cheap rate on your loan to get you in the door but once the honeymoon period is over, the lender will switch you to a higher variable rate of interest.
... There are two problems with this scenario. First, the variable rate is often higher than some of the lower basic loans available so you could end up paying more. Second, you need to clearly understand that a honeymoon rate applies only for the first year or two of the loan and is a minor consideration compared to the actual variable rate that will determine your repayments over the next 20 or so years.
You may also be hit with fairly steep exit penalties if you want to refinance in the first two or three years to a cheaper loan. So make sure you fully understand what you are letting yourself in before setting off on a "honeymoon" with your lender.
See More
Looking to purchase a new car we are able to source out the car and help you with finance. We deliver the car straight to your door with a full tank of gas!
Next Generation of Banknotes: $50 Design Reveal
Preparation and given the right advice on how to sell their house the right way was able to receive more than $450k above reserve.
LIVE THE DREAM, NOT THE IDEA!
Dreaming of getting your new car?
Want to get it now and not later?
... Don't know if your going to get approved?
Speak to us, We can help you!
Funds can be release within 24 hours
See More
Struggling with your finance?
There are a lot of us who struggle with finance but don’t want to admit it. Saying “It will be fine” or “I’m just waiting for a payment to come through” might be a sign that your finances are not in order. Paying off a creditcard (generally 2.5% - 3% of the amount owing is what you normally repay back for the month) will not solve your problem.
With creditcards, it’s a revolving line of credit where there is no end, unless you either balance tr...ansfer to another creditcard or having your card closed by the bank due to you not meeting the repayments and that debt is transferred towards a debt collection agency in which by this time, it is too late to consolidate the initial debt.
You will actually pay more in the long run. Paying more interest then the principal. Bank would like to thankyou for your business.
One way to manage your cashflow is to debt consolidate. Consolidating debt into 1 loan is a great way to get out of debt. Reason being, there’s an end period. Debt consolidation loans terms can vary from 1 – 7 years (banks generally want this repaid back within 3 – 5 years). This will help you manage your finances.
Don’t let it be too late.
See More
Some Sydney councils knock back less than 1 per cent of plans while others have refused 11 per cent or more. Find out what suburbs are likely to be approved for development.
Yes we do Development Loans
Time to buy your holiday house. We can help you fund it :D
Food for thought
Did you know? If you add an additional $100/month to your $600k Mortgage, will save 2 years but if you $1k/month you will save 12 years. What is your goal?
It is getting harder to get loans from Banks due to their constant change of their lending policy, We are always up to date and we know which banks want which loans. Save time and money and speak to us. We do the work for you.
We can do this
Rate Cuts on the table?
Great Service! Quick replies! Can't go wrong with AFMB! Got my loan in less than 3 days! Thank you AFMB!
Great Service! Quick replies! Can't go wrong with AFMB! Got my loan in less than 3 days! Thank you AFMB!
More about Afmb
Tuesday: 09:00 - 17:00
Wednesday: 09:00 - 17:00
Thursday: 09:00 - 17:00
Friday: 09:00 - 17:00
Saturday: -
Sunday: -