Living Wealth Financial

If you own or run a business, check out the lean business canvas! It's so fantastically simple and easy to use.....

Cash rate remains at historic low.
The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at a record-low 1.50%.
Governor Philip Lowe had this to say in his official statement:... “The latest inflation data were in line with the Bank’s expectations. Over the past year, the CPI increased by 2.1 per cent, and in underlying terms, inflation was close to 2 per cent. The central forecast is for inflation to be higher in 2019 and 2020 than it is currently. In the interim, once-off declines in some administered prices in the September quarter are expected to result in headline inflation in 2018 being a little lower than earlier expected, at 13⁄4 per cent.”
“Conditions in the Sydney and Melbourne housing markets have continued to ease and nationwide measures of rent inflation remain low. Housing credit growth has declined to an annual rate of 51⁄2 per cent. This is largely due to reduced demand by investors as the dynamics of the housing market have changed. Lending standards are also tighter than they were a few years ago, partly reflecting APRA’s earlier supervisory measures to help contain the build-up of risk in household balance sheets. There is competition for borrowers of high credit quality.”
What does this mean for you?
As the cash rate stands still at 1.50%, there have been a number of lenders including four of Australian’s biggest lenders who’ve changed their interest rates at their own discretion.
Over the next few months make sure you keep an eye on any rate movement, and consider whether your current loan is still right for you.
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Money can be a pretty sweet deal; it can provide you with an exciting lifestyle, glorious things, sometimes a little happiness. The catch? Sometimes there isn’t enough money to go around—and it can only buy you happiness to a certain extent.
And since there are no trees growing free cash, no dollar bills raining from the sky into our purses and wallets, most of us live in a world of budgets. But, the good thing is, when you take control of your money, you take control of your life, too.

How much interest are you paying??

Happy #MotivationalMonday, everyone! How did everyone's weekend go? :)

Imagine a place where someone could go to receive the following:
💥 Get educated about their finances! 💥 Get a cheaper interest rate on their home loan 💥 Roll all their super accounts into one to save on fees... 💥 Set up their bank accounts properly 💥 Get the correct Life Insurance 💥 Get Income protection 💥 Have someone who actually cares
All this and more when you come to us!
Best of all, depending on what we do for you, our service fee can be paid for out of your super!
Pretty cool? We think so!!
Call 1300 764 901
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Stay inspired and motivated all the time. Have a wonderful Friday, everyone! It's almost the weekend!

Think about it.
To talk more about life insurance, you may contact us via email: admin@livingwealth.com.au or call us: +61 1300 764 901
Book an online appointment with us today: https://www.livingwealth.com.au/book-onli ne

A key reason to purchase life insurance is to provide immediate cash to help the survivors pay their monthly bills. This may include payment of the decedent’s final expenses and mortgage on the family home for the policyholder’s survivors.
It's better to be 5 years too early than 5 minutes too late. Book an appointment with us today: https://www.livingwealth.com.au/book-onli ne

When you come to us, we take the time to get to know you, and ask you about you what is important to you in life! This is a very important, but broad question because it is designed to really make you stop and think about what is important to you in the one-and-only life you have. But so many people get caught up in fads, and crazes that play havoc on establishing good financial practices, and following through with set tasks that reflect your vision, and mission.
If you're p...lanning to avail any personal insurance, or if you want to know more about premiums that you can get, book an appointment with us: https://www.livingwealth.com.au/book-onli ne
CONTACT US Email: admin@livingwealth.com.au Phone: 1300 764 901
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Inspirational quotes are important because they activate an emotional pulse point in our hearts and minds when we are in a distressing situation. The right quote can help us to see light at the end of the tunnel, and give us that extra burst of hope and courage to persevere.
Living Wealth Financial aims to get everyone inspired on this week's #MotivationalMonday!

Happy #MotivationalMonday, everyone! How did your weekend go? We hope that you had a blast! :)

Talk to us about your personal insurances. If you're planning to avail any personal insurance, or if you want to know more about premiums that you can get, book an appointment with us: https://www.livingwealth.com.au/book-onli ne
CONTACT US Email: admin@livingwealth.com.au Phone: 1300 764 901

It's finally Friday! Here some more food for thought from T.T. Munger to inspire and remind yourself to start saving money.

Money stressing you out? You’re in good company.
Research published late of 2016 found 24 per cent of the 2,000 Australian employees surveyed were feeling financially stressed. This was across all industries, incomes levels and job roles. Millennials and Gen Xers are the most anxious, as they juggle student debt, parenthood, and a slow-to-recover job market.
If that sounds like you, take heart. Short of inheriting a large windfall, there are some easy steps you can take to re...duce your economic insecurity and join the portion of the population that isn’t feeling quite so anxious about their funds. Here’s how to start.
[Read more here: https://www.livingwealth.com.au/…/5-way s-to-instantly-reduc…]
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Happy #ThoughtfulThursday, everyone! Here's a quote for you from Brigham Young. :)

A little quote for today to think things through. Happy #ThoughtfulThursday from Living Wealth Financial!

Happy #WonderingWednesday, everyone! :)

Josh helped us to sort out our personal insurances. He's a top bloke who knows his stuff. He took the time to talk to us in detail about what we wanted, patiently answered our innumerable questions, gave us some fantastic advice and options, and, once we decided which products to go with, he negotiated great premiums for us. He was also very forthright in recommending insurers with the best customer service records, rather than the ones that paid him the highest commissions. So if you're looking for expert and principled advice, I couldn't think of anyone better. Thanks, Josh!

Josh helped us to sort out our personal insurances. He's a top bloke who knows his stuff. He took the time to talk to us in detail about what we wanted, patiently answered our innumerable questions, gave us some fantastic advice and options, and, once we decided which products to go with, he negotiated great premiums for us. He was also very forthright in recommending insurers with the best customer service records, rather than the ones that paid him the highest commissions. So if you're looking for expert and principled advice, I couldn't think of anyone better. Thanks, Josh!

Josh helped us to sort out our personal insurances. He's a top bloke who knows his stuff. He took the time to talk to us in detail about what we wanted, patiently answered our innumerable questions, gave us some fantastic advice and options, and, once we decided which products to go with, he negotiated great premiums for us. He was also very forthright in recommending insurers with the best customer service records, rather than the ones that paid him the highest commissions. So if you're looking for expert and principled advice, I couldn't think of anyone better. Thanks, Josh!