Smartline Personal Mortgage Advisers Ashley Hooker

Do you need an equipment loan or an equipment lease?

We're giving you the chance to win!
Are you due a holiday? Pack your bags!
We all need a break and a free holiday is the best kind. Smartline is giving away two $5,000 travel vouchers in a lucky draw. Win one of these and you choose where you want to go and how you want to travel!
... We also have 100 Woolworths vouchers to give away, valued at $50 each. We know that every little bit helps, even if it’s a free trip to the shops. Here at Smartline, we like to help where we can.
How do I enter?
Simply fill out the form and you’ll be in the running to win both prizes.
With a total of $15,000 in prizes to give away, you have a great chance of winning. You just need to enter before September 20 2018.
Click the link below to enter https://smartline.cmail19.com/t/i-l-nlhut ik-ydluykkhui-y/
See More

Lenders vary in how much they will lend, depending on their own policies. I have access to lending rules and criteria which means I can work out which lender is best matched to your circumstances.

When did you last review your home loan? Reviewing your home loan can potentially save you money. Give me a call if you'd like to find out more. http://ow.ly/eZQS101dAdJ

Things you need to know about setting up a business in Australia.

I have decided to put it out there again as I did previously. My suggestion is review your finances within 6 months as the deals may start to disappear shortly.
Last week some lenders had risen rates and some had decreased, it's the start of churn before the market turns and with most economists predicting rate rises across the board by Oct 2019 you need to shop around now before the lender deals are withdrawn.
Simply hit the send me a message button if you would like me to r...eview your current or new mortgage, especially if you haven't reviewed your loan within the last 2 years as I can almost guarantee you some significant savings, and remember my services are at no cost to you so why wait? Ashley 0433317519 or ashleyh@smartline.com.au
See More

Borrowing over 50

How to reduce risk when buying "Off the Plan"

Is this the start of out of cycle rate rises for those who went to far and does it spell the start of potential future rises by the RBA?
AMP is the latest to change its variable lending rates for all owner occupiers and investors.
The changes include an increase of:
... 8 basis points for owner occupied principal and interest 17 basis points for owner occupied interest only 17 basis points for investment principal and interest 17 basis points for investment interest only The changes are effective 13 July 2018 for new business and 16 July 2018 for existing business.
AMP Bank said in its statement that it hasn’t raised rates for existing customers for over 12 months.
AMP Bank group executive Sally Bruce confirmed these changes are driven by an increase in funding costs.
She said, “We are managing our portfolio in a very active market and our decisions on rates are never taken lightly.
“We have held off passing this cost on to customers for as long as we can and in fact have not increased interest rates for existing customers since June last year.
“With any change, we are focussed on balancing the interests of our customers, the regulator and our business."
AMP Bank continues to offer a competitive three-year fixed rate for owner occupied principal and interest customers at 3.79%.
Other banks to increase their rates recently include IMB, AusWide, ING and Bank of Queensland.
See More

NRAS APPROVED APARTMENTS BEENLEIGH LIMITED OPPORTUNITIES. CONTACT ME FOR MORE DETAILS NOW ON THE $11,114/YEAR TAX FREE INCENTIVE. SUPER CHARGED RETURNS, BRISBANE BUILT APARTMENTS $349,000 SINGLE CONTRACT SUITABLE FOR SMSF VALUATIONS ON THE DOLLAR NOW NRAS APPROVED CENTRAL TO IT ALL! Main Street Beenleigh 30 Minutes to Brisbane’s CBD, The Gold Coast, The Port of Brisbane, Brisbane’s International […]
The post NRAS APPROVED APARTMENTS BEENLEIGH appeared first on Personal Mortgage Brokers for Home Loans in Australia - Smartline.

Buying and selling a house at the same time can be very tricky. Here a some tips for how to buy and sell at the same time without putting yourself under undue pressure. http://ow.ly/ERZh101a5KF

Do you want to work out how much you can borrow, or start a budget, or find out how extra repayments will impact the life of your loan...? We have a calculator for this and more. Why not try them out. http://ow.ly/csIP10188Zd

Improve your chances of getting your mortgage approved with these great tips. http://ow.ly/Iwby1017Xaq

The amount you borrow, the deposit you save, the loan you choose, the way you structure it – all have a huge impact on your repayments. I can clearly explain different scenarios and smarter ways to set up your mortgage. Give me a call if you'd like to discuss.

How close to the CBD can you get for under $500,000? http://ow.ly/y2AS1015Mii